Best ways to save for your Disney World vacation:
- Start a "Disney" jar. Every time you or your kids find change on the ground when out and about, even a penny, save it and put it in the Disney jar. When you come home from the store with loose change, put it in the Disney jar. If you receive a rebate via mail, Disney jar it. Yard sale, sold something on Craigslist for $5? Disney jar it! Get it? Any little bit helps! Your kids will love helping out! Your bank will give you free change rolls. Every month, sit with your kids and count out the change, then roll it with them. This is a great way to teach your little ones to count and learn quarter, nickel, dime, penny!
- For birthdays or holidays, ask friends and families for Disney gift cards. These cards can be used for everything Disney, Hotel, tickets, meals, shopping, even to rent a boat or bike, or to go fishing at your resort! Then, put them in your Disney jar!
- If you have a Target Red card, you can save 5% when you use it to purchase Disney gift cards.
- Save a little every week. I know, I get it. With daycare costs, groceries, gas, shoes, socks, lunch money, that 10th birthday gift you have to buy for a child you have never even met. It is so hard to find any extra money to put away. Even if it is $10 or $25 a week, it adds up. Especially when you PLAN AHEAD!!! If you know a year in advance that you are going to take those kiddos to Disney, save a little each week! For example: If you decide in April that you will take the kids next April school vacation. You put aside $25 a week, no matter how painful it is. You will have saved $1000 at the two month mark before your vacation. Use it to buy your plane tickets!
- My favorite way is so simple. Now, I am done and over using my credit cards for everything! I learned that lesson, thank God, when we were in our early 20's. But, I do have a Disney Rewards Visa. This is what I do. My husband gets paid every two weeks. I have a grocery budget, a gas budget, a family entertainment budget, my cable, my oil, my daughter's gymnastics, dog and chicken food(yes, we have chickens), etc. I take all of that money out of the paycheck and make payment in that total amount to my credit card. Then, I use my Disney Rewards Visa to pay for the things listed above. You are charging it, but you are immediately paying it off, so it cancels out any negatives. DO NOT use your credit card for things you do not have money for! Every $100 you put on you Disney Rewards Visa, you earn $1 Disney Dream Dollar. Does not sound like a lot, but it adds up! Do you know if you are going to buy a washer, a pool for the kids, a hotel stay for a friend's wedding? Take the cash, pay it towards your credit card, and use the credit card to for those purchases to earn Disney Dollars! Again, I only use my credit card if I have the cash on hand to make that certain purchase. Do not use that card unless you have the cash to immediately pay it off! Remember, we are only using it to earn rewards, not to dig a hole we cannot get out of!
No comments:
Post a Comment
If you have any questions or comments, please feel free!