Using your tax return to pay for your vacation

Using your tax return to pay for the parts of your family vacation that you have not saved for is a great idea. Now, I only recommend this if you have stayed on budget and have been smart with paying down your debts all year. If you plan your trip one year in advance and have saved a certain amount every week, you will most likely not have to use the whole tax return. I aim to save enough throughout the year to buy our plane tickets, for us that is $1000-$1200. Also, if you use your Disney Gift Cards that you will receive for birthdays, holidays and other special occasions, you can use these to pay down your vacation package.

When you are on a tight budget all year, it is so easy to take that tax return and spend it in a blink of an eye. Usually, it is spent on going out to eat, clothes, and lots of other things that we do not treat ourselves to all of the time. Then, when it is all gone, you regret not spending it on things you REALLY needed. So, my advice to you, stick to your budget as close as possible and be very smart with your money. When tax time comes around, use your tax return to pay for the rest of your vacation package. Any money left after paying for your vacation should be put into savings.  You will always have bills, need to fix that one last thing in your home, or need that newest bag or pair of shoes. But, your children are only given one childhood, so make it as magical as possible!